Work Accident Claims
Depending on what activities you are required to carry out on a daily basis, being at work can be the most likely place for you to be involved in an accident. This can be anything from a trip, to an extremely serious and life threatening accident caused from heavy-duty machinery for example.
It is your employers responsibility to ensure that you are kept safe at work. This should be by providing a safe environment for you to work in, sufficient training and the correct safety clothing/equipment.
Claiming Against Your Employer
If you have had an accident at work and you feel that it wasn't your fault and perhaps could have been prevented, you may be worried that making a claim could lose you your job. If this is the case, it is important to note that any compensation, which you receive from a claim made against your company will not be paid for directly by your employer.
By law, your company should have Employers Liability Insurance, which covers them for any accidents you may have at work. If your claim is successful, it will be down to the insurance company to pay out for your compensation, including any possible loss of earnings.
Industrial Disease Claims
From being at work, sometimes you can develop diseases over a period of time. Diseases such as asbestosis can appear years after being exposed to asbestos for example. With industrial disease claims you are able to backdate your compensation to when the exposure occurred, providing that the disease has been diagnosed in the last three years.